Terms and Conditions

MEDESUN Medical Coding Academy | PMBAUSA LLC

Effective Date: April 1, 2026 Last Updated: April 1, 2026

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE ENROLLING IN ANY COURSE, PURCHASING ANY PRODUCT, OR USING ANY SERVICE OFFERED BY PMBAUSA LLC OR MEDESUN MEDICAL CODING ACADEMY. BY ACCESSING OUR WEBSITE, CREATING AN ACCOUNT, OR ENROLLING IN ANY PROGRAM, YOU AGREE TO BE LEGALLY BOUND BY THESE TERMS AND CONDITIONS IN THEIR ENTIRETY.

If you do not agree with any part of these Terms and Conditions, you must not use our services, enroll in our courses, or purchase any of our products.

1. ABOUT US

PMBAUSA LLC ("PMBAUSA," "MEDESUN," "we," "us," or "our") operates as MEDESUN Medical Coding Academy, an independent, privately owned online education platform providing training, courses, certifications, fellowships, and educational resources in the field of medical coding, medical billing, health information management, and related subjects.

PMBAUSA LLC is a private limited liability company registered in the United States. Our services are delivered primarily through the Thinkific learning management system (LMS) and related digital platforms.

Business Address: [Your Business Address], United States Contact Email: [email protected] Website: www.medesunglobal.com

2. ACCEPTANCE OF TERMS

By using our website, enrolling in any course or program, purchasing any product, or receiving any certification or fellowship credential from MEDESUN or PMBAUSA LLC, you ("Student," "User," "You") confirm that:

• You are at least 18 years of age or the legal age of majority in your jurisdiction.
• You have read, understood, and agree to be bound by these Terms and Conditions.
• You have read and agree to our Privacy Policy, which is incorporated into these Terms by reference.
• You have the legal capacity to enter into a binding agreement.
• You understand the nature, limitations, and scope of all credentials, certificates, and fellowships offered by MEDESUN and PMBAUSA LLC as described herein.

3. IMPORTANT DISCLAIMERS REGARDING CERTIFICATIONS AND FELLOWSHIPS

3.1 PMBAUSA / MEDESUN Certifications and Fellowships Are Independent Credentials

PMBAUSA LLC and MEDESUN Medical Coding Academy offer their own proprietary certifications, certificates of completion, and fellowship designations to students who successfully complete our courses and programs.

YOU MUST CLEARLY UNDERSTAND AND ACKNOWLEDGE THE FOLLOWING:

• All certifications, certificates, fellowships, and credentials issued by PMBAUSA LLC and/or MEDESUN Medical Coding Academy are privately awarded by PMBAUSA LLC, an independent educational organization.

• These credentials are purely voluntary and are awarded solely at the discretion of PMBAUSA LLC upon meeting our internal course completion requirements.

• PMBAUSA / MEDESUN certifications and fellowships are NOT recognized, endorsed, approved, affiliated with, or accredited by any of the following organizations or any of their subsidiaries, affiliates, or successors:

  • The American Health Information Management Association (AHIMA)
  • The American Academy of Professional Coders (AAPC)
  • The American Medical Association (AMA)
  • The Centers for Medicare & Medicaid Services (CMS)
  • The U.S. Department of Health and Human Services (HHS)
  • Any federal, state, or local government agency or regulatory body
  • Any accrediting body recognized by the U.S. Department of Education
  • Any hospital, health system, insurance company, or healthcare employer

• PMBAUSA / MEDESUN is not affiliated with, endorsed by, or a partner of AHIMA, AAPC, CMS, AMA, or any government organization. Any reference to these organizations in our course materials is solely for educational and informational purposes.

• Our certifications and fellowships do not replace, substitute for, or carry the same recognition as credentials issued by AHIMA (such as CCS, RHIA, RHIT, CCA) or AAPC (such as CPC, COC, CRC, CPMA) or any other nationally or internationally recognized credentialing body.

• Employers, hospitals, insurance payers, and healthcare organizations may not recognize or accept PMBAUSA / MEDESUN certifications or fellowships as equivalent to or a substitute for AHIMA or AAPC credentials or any other industry-recognized certification.

3.2 Fellowships Are Voluntary Honorary Designations

Any fellowship designation offered by PMBAUSA LLC or MEDESUN Medical Coding Academy (including but not limited to any "Fellow of MEDESUN" or similar title) is:

• A voluntary, honorary recognition awarded by PMBAUSA LLC to acknowledge a student's completion of advanced coursework or programs within the MEDESUN platform.
• Not a professional licensure, government-recognized credential, or regulated designation of any kind.
• Not affiliated with or recognized by AHIMA's FAHIMA fellowship, AAPC's fellowship programs, or any other organization's fellowship program.
• Awarded solely based on internal MEDESUN criteria, which PMBAUSA LLC reserves the right to modify at any time.

Students are encouraged to clearly communicate the independent and private nature of any MEDESUN or PMBAUSA fellowship when listing it on a resume, LinkedIn profile, or any professional document.

4. NO JOB GUARANTEE OR EMPLOYMENT ASSURANCE

4.1 No Guarantee of Employment

PMBAUSA LLC and MEDESUN Medical Coding Academy make absolutely no guarantee, promise, representation, or warranty — express or implied — that:

• Completing any course, program, or certification will result in employment, job placement, a job interview, a job offer, or career advancement.
• You will earn any specific salary, hourly rate, or income as a result of completing our programs.
• Employers will hire, interview, or consider you based on a MEDESUN or PMBAUSA certification or fellowship alone.
• You will pass any external certification exam (such as AHIMA CCS, AAPC CPC, or any other) as a result of completing our courses.

4.2 Career Resources Are Informational Only

Any career guidance, salary information, job market data, resume tips, or employment resources provided by MEDESUN are offered for general informational and educational purposes only and do not constitute professional career counseling, legal advice, or a guarantee of any specific outcome.

Actual employment outcomes vary significantly based on individual effort, prior experience, geographic location, market conditions, employer requirements, and many other factors outside MEDESUN's control.

5. ACCURACY OF CONTENT AND EDUCATIONAL MATERIALS

5.1 No Warranty of Accuracy or Completeness

PMBAUSA LLC and MEDESUN Medical Coding Academy make reasonable efforts to provide accurate, current, and high-quality educational content. However, we make no warranty or representation — express or implied — that:

• All course content, coding guidelines, billing rules, clinical information, or regulatory information is accurate, complete, current, or error-free.
• Course materials reflect the most current versions of ICD-10-CM, ICD-10-PCS, CPT®, HCPCS, or any other code set.
• Content has been reviewed or approved by any government agency, professional association, or healthcare authority.

5.2 Medical Coding Regulations Change Frequently

Medical coding, billing, and compliance regulations — including ICD-10-CM, ICD-10-PCS, CPT®, HCPCS Level II, CMS guidelines, LCD/NCD policies, and payer-specific rules — are updated regularly, sometimes annually or more frequently. It is the student's sole responsibility to:

• Verify all coding, billing, and compliance information against the most current official sources before applying it in any clinical, professional, or employment setting.
• Stay current with coding updates issued by the AMA, CMS, AHIMA, AAPC, and other authoritative bodies.

5.3 Authoritative Reference Sources

Students are strongly encouraged and directed to consult the following official, authoritative sources for the most accurate and current medical coding and billing information:

• Centers for Medicare & Medicaid Services (CMS): www.cms.gov
• American Medical Association (AMA) — CPT Codes: www.ama-assn.org
• American Health Information Management Association (AHIMA): www.ahima.org
• American Academy of Professional Coders (AAPC): www.aapc.com
• National Center for Health Statistics (NCHS) — ICD-10-CM: www.cdc.gov/nchs
• U.S. Department of Health and Human Services (HHS): www.hhs.gov
• CMS Medicare Coverage Database (LCD/NCD): www.cms.gov/medicare-coverage-database

MEDESUN course content is designed to support your learning journey and should be used as a supplement to, not a replacement for, these official resources.

5.4 Not Professional or Legal Advice

Nothing in our courses, materials, emails, social media posts, webinars, or communications constitutes professional medical coding advice, legal advice, compliance advice, or financial advice. Always consult a qualified professional or official regulatory sources for specific coding, billing, compliance, or legal matters.

6. ENROLLMENT, PAYMENTS, AND REFUND POLICY

6.1 Enrollment

By completing the enrollment process on our Thinkific platform and submitting payment, you agree to these Terms and Conditions and confirm your intent to participate in the selected course or program.

6.2 Pricing

All course prices are listed in US Dollars (USD) unless otherwise stated. PMBAUSA LLC reserves the right to change course pricing at any time without prior notice. Price changes will not affect enrollments that have already been completed and paid.

6.3 Refund Policy

• Refund requests must be submitted within [X] days of the date of purchase by emailing [email protected].
• Refunds will not be issued after course materials have been substantially accessed, downloaded, or completed.
• Promotional, discounted, or bundled course purchases may be non-refundable as stated at the time of purchase.
• PMBAUSA LLC reserves the right to approve or deny refund requests at its sole discretion.

6.4 Chargebacks

Initiating a chargeback or payment dispute without first contacting MEDESUN to resolve the issue may result in immediate suspension of your account and access to all course materials.

7. INTELLECTUAL PROPERTY AND CONTENT OWNERSHIP

7.1 MEDESUN Content

All course materials, videos, lectures, slides, quizzes, assessments, study guides, downloadable resources, branding, logos, and other content available on the MEDESUN platform are the exclusive intellectual property of PMBAUSA LLC and are protected by applicable copyright, trademark, and intellectual property laws.

7.2 Restrictions on Use

You are granted a limited, non-exclusive, non-transferable, personal license to access and use course materials solely for your own personal educational purposes. You may not:

• Copy, reproduce, distribute, republish, upload, post, or transmit any course content in any form.
• Share your account login credentials with any other person.
• Resell, sublicense, or commercially exploit any course materials.
• Use any course content to create derivative works or competing products.
• Record or screenshot any live sessions, video lectures, or webinars without prior written permission.

Violation of these restrictions may result in immediate termination of your account and legal action.

7.3 Third-Party Content

Some course materials may reference or include content from third-party sources such as CMS, AMA, AHIMA, or AAPC for educational purposes. All trademarks, registered names, and intellectual property of those organizations remain the exclusive property of their respective owners. MEDESUN does not claim ownership of any third-party materials.

8. USER CONDUCT AND ACCOUNT RESPONSIBILITIES

You agree to use MEDESUN's platform and services in a lawful and respectful manner. You must not:

• Provide false, misleading, or fraudulent information during registration or enrollment.
• Attempt to cheat on any quiz, assessment, or certification exam.
• Misrepresent a MEDESUN or PMBAUSA certification or fellowship as a credential from AHIMA, AAPC, or any other recognized organization.
• Engage in abusive, harassing, or disruptive behavior toward instructors, staff, or fellow students.
• Attempt to hack, disrupt, or interfere with our platform or technology systems.
• Use our platform for any unlawful purpose or in violation of these Terms.

PMBAUSA LLC reserves the right to suspend or permanently terminate your account without refund if you violate these conduct standards.

9. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PMBAUSA LLC, MEDESUN MEDICAL CODING ACADEMY, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AND AGENTS SHALL NOT BE LIABLE FOR ANY:

• Direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of our services, courses, or credentials.
• Loss of employment, income, business opportunity, or professional reputation related to the use of any MEDESUN or PMBAUSA certification, fellowship, or credential.
• Inaccuracies or errors in course content, coding guidelines, or educational materials.
• Technical failures, interruptions, or unavailability of our website or Thinkific platform.
• Third-party actions, including decisions by employers, credentialing bodies, or government agencies regarding the recognition of MEDESUN credentials.

IN NO EVENT SHALL PMBAUSA LLC'S TOTAL CUMULATIVE LIABILITY TO YOU EXCEED THE TOTAL AMOUNT YOU PAID TO MEDESUN IN THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE CLAIM.

10. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless PMBAUSA LLC, MEDESUN Medical Coding Academy, and their respective officers, directors, employees, contractors, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use of our services or platform.
• Your violation of these Terms and Conditions.
• Your misrepresentation of any MEDESUN or PMBAUSA credential or fellowship.
• Any content you submit or post on our platform.
• Your violation of any applicable law or regulation.

11. DISCLAIMER OF WARRANTIES

OUR SERVICES, COURSES, CONTENT, CERTIFICATIONS, AND FELLOWSHIPS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, NON-INFRINGEMENT, OR UNINTERRUPTED ACCESS.

PMBAUSA LLC DOES NOT WARRANT THAT:

• Our platform will be available at all times or free of errors or interruptions.
• Course content will be current, accurate, or complete at all times.
• Completion of any course will result in employment, salary increase, or professional advancement.
• Any certification or fellowship issued by MEDESUN will be recognized by any employer, credentialing body, or government agency.

12. MODIFICATIONS TO SERVICES AND TERMS

12.1 Changes to Courses and Content

PMBAUSA LLC reserves the right to modify, update, discontinue, or remove any course, program, certification, fellowship, or content at any time without prior notice. We will make reasonable efforts to notify enrolled students of material changes.

12.2 Changes to Terms and Conditions

We reserve the right to update or modify these Terms and Conditions at any time. The updated Terms will be posted on our website with a revised "Last Updated" date. Your continued use of our services after any changes constitutes your acceptance of the updated Terms.

13. GOVERNING LAW AND DISPUTE RESOLUTION

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of [Your State], United States, without regard to its conflict of law provisions.

Any dispute, claim, or controversy arising out of or relating to these Terms or your use of our services shall first be attempted to be resolved through good-faith negotiation. If unresolved, disputes shall be submitted to binding arbitration in accordance with the rules of the American Arbitration Association (AAA), with arbitration to be conducted in [Your City, State]. You waive any right to participate in a class action lawsuit or class-wide arbitration.

14. SEVERABILITY

If any provision of these Terms and Conditions is found to be unenforceable or invalid under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

15. ENTIRE AGREEMENT

These Terms and Conditions, together with our Privacy Policy and any additional agreements or policies posted on our website, constitute the entire agreement between you and PMBAUSA LLC with respect to your use of our services and supersede all prior agreements, understandings, or representations.

16. CONTACT US

If you have any questions, concerns, or feedback regarding these Terms and Conditions, please contact us:

PMBAUSA LLC — MEDESUN Medical Coding Academy 📧 Email: [email protected] 📧 Legal: [email protected] 🌐 Website: www.medesunglobal.com 📍

These Terms and Conditions are effective as of April 1, 2026, and apply to all users, students, and visitors of MEDESUN Medical Coding Academy's website, Thinkific LMS platform, courses, certifications, fellowships, and all related services operated by PMBAUSA LLC.

BY ENROLLING IN ANY COURSE OR PROGRAM, PURCHASING ANY PRODUCT, OR USING ANY SERVICE OFFERED BY MEDESUN OR PMBAUSA LLC, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS IN FULL, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM.